Terms of Use
These tools are provided for informational purposes. Verify decisions with a professional as needed.
Using the Site
This site provides educational estimates for planning credit card payoff strategies. We do not offer individualized financial, legal, or tax advice. Always verify calculations against your statements and cardholder agreements.
Disclaimers & Limitations
- The service is provided “as is” without warranties; availability and accuracy may vary.
- We are not liable for losses arising from use of estimates or third‑party links.
- Users are responsible for complying with applicable laws and bank policies.
Acceptable Use
- No scraping, reverse engineering, or disruptive automated requests.
- No attempts to bypass rate limits, security, or access controls.
- No unlawful content or activity via contact channels.
Contact & Changes
Questions about these Terms? Reach us via the Contact page. We may update the Terms to reflect product or legal changes; the “Updated” date will indicate the latest revision.
Updated Sep 29, 2025